Financing Options About Horizon
Business Financing

Funding built for the businesses that make up your community.

Horizon works with small and mid-sized businesses to arrange financing that fits how they actually operate — revenue-based funding, credit lines, term loans, equipment financing, and SBA loans.

One application covers multiple financing paths, so you're not filling out five different forms.

Terms are shaped around your business and how it operates, not a standardized package.

Every application gets an individual review before any option is recommended.

About Horizon

Financing decisions made with the business in mind

Horizon arranges business financing across revenue-based funding, credit lines, term loans, equipment financing, and SBA loans. Rather than starting from a single product and fitting a business into it, applications are reviewed individually and matched to the options that make sense for that business.

That means the right fit can look different from one business to the next — a seasonal cash flow gap calls for something different than a planned equipment purchase, and a straightforward application process should reflect that.

Financing Options

Five ways to fund what's next

Every business needs something different. Here's what's available, and where each option tends to fit best.

Revenue-Based Financing

Flexible

Funding repaid as a percentage of monthly revenue. Payments flex with how the business is actually performing, rather than a fixed monthly amount.

Line of Credit

Revolving

A set credit limit you can draw from as needed. Interest applies only to the funds you actually use, not the full limit.

Term Loans

Fixed

A lump sum provided upfront and repaid on a fixed schedule. A straightforward fit for a planned investment with a clear return.

Equipment Financing

Secured

Funding tied directly to a piece of equipment, often secured by the equipment itself. Built for purchases that pay for themselves over time.

SBA Loans

Government-backed

Loans backed by the U.S. Small Business Administration, typically offering longer repayment terms and structured guidelines.

How It Works

Apply. Review. Get funded.

01

Apply

Complete one application with the details of your business. It takes a few minutes.

02

Review

A funding specialist reviews your application and matches it against the options available to you.

03

Get Funded

Once approved, funds are made available according to the option that fits your business.

Ready When You Are

Start your application

One application, a few minutes, and a clear picture of what your business could qualify for.

Apply Now